Inheritance & Legacy

The ability to pass on wealth to younger generations of your family, or leaving a legacy to good causes, can be hugely rewarding. The sooner the planning starts the more successful it is likely to be.

Addressing and mitigating Inheritance Tax is an important part of the process. This can be done through:

  • Life insurance products
  • Investing in assets that benefit from Inheritance Tax reliefs
  • Gifting.

A careful balance also needs to be struck between:

  • Securing income for the rest of your life
  • Ownership and control of assets
  • Gifting and legacy objectives

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time and are dependent on individual circumstances.  

Make sure those you would wish to will benefit from your estate after you’re gone with a comprehensive approach that achieves the right balance.