Saving regularly and investing wisely brings peace of mind, more choices and a greater sense of confidence and optimism. You may have a particular goal in mind, but for many people it’s just about putting excess income away for the future.

A thoughtful investment plan will help you to:

  • Clarify your savings goals
  • Identify what is realistic
  • Set out time horizons
  • Gauge your willingness to take risk
  • Work out what you need to save
  • Identify the best way to do it
  • Keep everything under review to check you’re on track.

Choosing the right products is central to this, and these could include:

  • Individual Savings Accounts (ISAs)
  • Unit Trust accounts
  • Investment Bonds

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.  An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society.

The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances. 

You will understand how your money is invested and why. You will be able to see whether you are on track to meet your goals, and you will also know there’s always someone there to talk things through with.

Start saving: start turning those dreams into reality.