Brings certainty that liabilities such as mortgage or school fees are covered if you die.
Ensures that your loved ones still have the income they need if you’re no longer around.
Please note that there is no pay-out of family income benefit if you die after the term of the policy, nor will you get your money back.
Provides you and the family with an income if you’re off work due to long-term ill health.
Protection plans do not acquire a cash value. The cover provided will cease if premiums are stopped.
Helps to keep the show on the road in the event of your death, providing support for your family, business partners, shareholders and colleagues.
Makes sure more of your estate passes to the people you would wish to benefit from it.
Sleep easier at night, sure in the knowledge you have the appropriate protection plans in place, and the right amount of cover.
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SJP approved as at 04/08/2026
The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website at www.sjp.co.uk/products. The `St. James’s Place Partnership’ and the titles `Partner’ and `Partner Practice’ are marketing terms used to describe St. James’s Place representatives.